With ‘Little things’ you can buy as many items as you like between $1 and $2000 – as long as you stay within your limit. As you buy things the amount you have to spend – Humm calls it ‘available spend’ – goes down. And of course, as you repay, that ‘available spend’ figure goes back up again. For ‘Big things’ between $2000 and $5000, available spend can also be bumped back up based on your Terms & Conditions. Just note, a Repeat Purchase fee of $22 is payable on additional buys (while you still have an active payment plan).